Private Lending
Made Simple

We dedicate our time and services to providing a smooth lending experience to all.

Professionals who understand the importance of your needs.

Harris Money is a private lending institution that assists real estate investors in reaching their goals with competitive rates and terms. Our team members are assigned to each client to assure prompt service and attention. We work closely and one-on-one with each investor to provide a client-centric experience.

Loan Programs

Whether seeking a Fix & Flip Loan, Bridge Loan, Buy & Hold Loan, or other financing we provide our clients with the loan program to meet their investment and financial strategy and requirements.

Fix & Flip Loan Program Rental Loan Program Bridge Loans Multi Family/Mixed Use Bridge Loan No Doc/LowDoc Commercial Mortgages New Construction & Condo Conversion
Project Type
1 -4 Unit Residences Condominiums, Townhouses, Multi-Family Apartments
Single Family Residential, Multi-Family (2-8 Units) Condominiums, Townhouses, Vacation Rental 1+ Units
Apartments, Single-Use, Office, Light, Industrial/Warehouse, Retail, Mixed Use Buildings
Multi Family (5+), Mixed Use
Apartments (5-21+ Units), Industrial, Warehouse, Health Care/Assisted Living, Multi-Family, Shopping Centers, Offices, And Many More...
1 - 1, 000 Units
Loan Amount
$100,000 - $10,000,000
$100,000 - $4,000,000
Up to $5,000,000 for Portfolio Loans
$100,000 - $40,000,000
$100,000 - $50,000,000+
$100,000 - $15,000,000
$100,000 - $3,000,000
Loan to Value (LTV)
Up to 90%
Up to 85% Vacation Rental Up to 80%
Up to 80%
Up to 80%
Up to 80%
Up to 65%
Rent Coverage Ratio
Not Applicable
Not Applicable
Loan Term
12 - 36 months
Interest Only Amorized Fixed Upto 30 years
Up to 36 months
12 - 36 months
5/7/10/15 or 30 years
12 - 24 months Interest Only
Interest Rate
Rehab Financing
Not Available
Not Available
Not Available
Proceed Usage
Purchase, Refinance, Renovation, Bridge, Cashout
Purchase, Refinance, Cashout
Purchase, Refinance, Cashout
Purchase, Refinance, Cashout
Purchase, Refinance, Unrestricted, Cashout
100% Development Costs Not to Exceed 75% ARV
Those Who Qualify
US Citizens, Foreign Nationals, Permanent & Non-Permanent Resident Alien
US Citizens, Foreign Nationals, Permanent Resident Alien
US Citizens, Foreign Nationals, Permanent Resident Alien
Experienced or newbies to real estate
US Citizens, Foreign Nationals, Permanent Resident Alien
2+ Completed Projects

Why Us?

Your financial information is safe with us. Only our trusted staff and consultants can access your file and your loan program. We are a compassionate team of real estate and lending professionals committed to helping you improve your credit, and manage your finances and reach your objectives.

Fix & Flip

A fix-and-flip loan is short-term funding that real estate investors use to buy a property that they fix up and resell for a profit.

Bridge Loans

A bridge loan is a short-term loan used to bridge the gap between buying a property until stabilized for refinancing or sale.

commercial loans

Commercial real estate is an investment property intended to generate a profit, usually from rental. This combines our Rental Loan Program (DSCR) and other buy and hold programs.


New loan that demonstrates the good faith of the borrower and is supported by the property cash flow analysis and property's equity. Usually after a bankruptcy discharge.

Foreclosure bailout

New loan for a delinquent borrower, usually involves Sell and Stay or a SaleAbility loan.

credit building

Easy & inexpensive programs to boost credit. Private landlord rent reporting, secured credit cards, adding a tradeline.

credit restoration

Full credit repair that involves challenging and correcting furnishers reporting to the credit bureaus. Score increase is a byproduct of deletions.

business credit

Business credit signals lenders and vendors your company's ability to borrow money and pay its financial obligations. Business credit scores are separate from the business owner's credit.

Check this out

Credit repair and real estate lending are two of the services that we offer, and you are welcome to take advantage of either or both of them.

Credit Repair


Contact Us

Our programs are streamlined for the best possible outcome. Contact us for a quick response by a loan officer.

Harris Money Logo

Our programs are streamlined for the best possible outcome.